How Does the Debt Ceiling Affect Mortgage Rates?

This debate is unavoidable, so I won’t try to establish any context for this blog post.  I’ll just try to…

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Potential Jumbo Refinancing Candidates

So, if you pay attention to this blog, you know that interest rates have popped up from their mind-boggling lows…

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Skipping a payment when you refinance

Mortgage borrowers of the world!  It’s time for some “real talk” about the true and actual benefits of refinancing a…

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Timmy G Says: “Americans Should Refinance Now”

Treasury secretary Tim Geithner made some comments today that the Fed has “achieved its goal” of lowering interest rates through…

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What is a Mortgage? (Probably more than what you think)

Time to break things way down.  Let’s deconstruct what exactly it is we’re dealing with here in the mortgage industry….

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Loan Modification: Buyer Beware

I am very dubious about this new “loan modification” industry that is cropping up nationwide. It would seem that some…

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Mortgage Rate Volatility and the End of the Refinance Boom

Kind of feels like an epic hangover.  The low low rate party that seemed like it would never end, has…

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What is the best way to pay your mortgage?

So now you’ve got a mortgage.  What is the best way to pay it?  Should you make extra payments? What…

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Greece is the Word!

Mortgage rates had a wild ride today where we saw a swing of over 80 basis points as the international…

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Refinancing an Option Arm = Tax Write Off Bonanza

I received a very welcome email from my main man Grant Folske CPA telling me that I will be getting a refund…

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