New HARP loan “HARP 2” + new FHA loan limits 2011

Christmas might be coming early for homeowners in Oregon and Washington!  The Obama administration has been putting pressure on banks…

Read More

Potential Jumbo Refinancing Candidates

So, if you pay attention to this blog, you know that interest rates have popped up from their mind-boggling lows…

Read More

Skipping a payment when you refinance

Mortgage borrowers of the world!  It’s time for some “real talk” about the true and actual benefits of refinancing a…

Read More

The END of Tightening Mortgage Approval Guidelines

I just read an article this morning about how Freddie Mac has posted a 3 BILLION dollar profit for Q2…

Read More

The Home Valuation Code of Conduct

Well, its finally here. the HVCC! (it stands for Home Valuation Code of Conduct) What does this mean? Well it…

Read More

What is a Mortgage? (Probably more than what you think)

Time to break things way down.  Let’s deconstruct what exactly it is we’re dealing with here in the mortgage industry….

Read More

Get Tax Credit Sooner Than Now!

I just read this blurb over the newswire and thought it merited a blogpost. Shaun Donovan, secretary of the U.S….

Read More

If your rate is above 4.5%

I’ve been hearing the radio ads just like everyone else, and our favorite breathless loan cheerleader has lately been urging…

Read More

Loan Modification: Buyer Beware

I am very dubious about this new “loan modification” industry that is cropping up nationwide. It would seem that some…

Read More

What is Correspondent Lending?

I’ll try to make this brief, because this is kind of a boring topic, but a very important one if…

Read More