Low Rates and the Return of Private Mortgage Insurance (PMI)

Its happening again.  Rates are tumbling and tumbling more.  I read recently that avoiding closing costs in a declining rate…

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About to Get Buck-wild

Hey First time buyers…. Where will you be when the music stops? With the combination of new regulations that are…

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How to tell if your taxes are included in your mortgage

It’s that time of year again!  Late October in Oregon.  Time for all the non-Multnomah county residents to pat themselves…

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Is this the top of the Portland Real Estate Market?

***SPOILER ALERT*** I’m not an economist, or statistician. I’m a Portland area mortgage lender, and Portland area home owner, as…

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Mortgage Rates for Portland OR: Sept 18th 2013 FED DAY!

HOLEY MOLEY! Anyone reading this is likely aware about the FED’s Taper talk, and why it matters to mortgage rates….

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Closing Times: The Lifecycle of a Mortgage

Most folks in the biz are probably aware of this by now, but the Mortgage Disclosure Improvement Act is officially…

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How does the Government shutdown affect mortgages?

Quick memo here about how the 2013 “partial Government shutdown” will affect those trying to get a mortgage right now….

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Maximum FHA loan amounts for Portland Oregon (and the rest of Oregon)

Everything keeps on changing in the mortgage-verse (that’s a thing right?- like mortgage + universe = mortgageverse?).  One major change…

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Portland Report: May 2009

Latest installment of the “Portland Report” We cover the new Make Home Affordable initiative, as well as tips for 2009…

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