Understanding FHA Loan Requirements, VA Loans, Jumbo Loans, & Conforming Loans

2018 FHA Loan Requirements for Your FHA Mortgage

An FHA loan is an incredible option for many individuals. Many people think of these as a first-time buyer program, but an FHA mortgage is by no means reserved strictly for first-time buyers.

Let’s start with the basics before we get to some of the key FHA benefits and FHA pitfalls.

Read More

2018 Guidelines: How Are Conforming Home Loans Changing?

A conforming loan is another great mortgage option. Currently, conforming agency
loans represent the vast majority of mortgages in the United States. In fact, more
than half of all loans in the US are conforming loans. Again, let’s pause here to clear
up the financial semantics and explain exactly what a conforming loan is.


VA Loans Benefit Veterans and Active Duty Service Members

PDX Home Loan is proud to serve active service members, veterans, and family
members! I come from a line of Navy veterans, and my grandfather was even a
Pearl Harbor survivor!

Understanding Jumbo Loan Limits: Secure a Jumbo Mortgage

Fannie Mae and Freddie Mac guidelines are restricted to mortgages with origination
balances below a determined “conforming loan limit.” Jumbo loan limits -- applying
to loans often known as “non-conforming” loans or simply “jumbo loans” -- exceed
these conforming loan limits.


First-Time Home Buyer Loans: What to Consider

First-time buyers may qualify for some incredible special programs. However, these
benefits are largely based on your qualifying income and where you are buying. Let
us explain...

Client Reviews

View all reviews




Sierra Pacific Mortgage Company, Inc. - NMLS 1788
ML: 1098221 Licensed in Oregon ML-460
& Licensed in Washington CL#1788
Not Licensed in New York

Sierra Pacific Mortgage May not be the lender for all products offered on this website. Some loans may be made by a lender with whom Sierra Pacific Mortgage has a business relationship.