The finance industry is a multifaceted and synergistic business, and when it comes to crafting a sound home loan strategy, experience is invaluable. James Adair has funded more than 1,300 home loans, totaling over 300 million dollars and counting, ranking in the top one percent of the mortgage loan industry nationwide. With 15 years of lending experience, the Portland Home Loan team of Sierra Pacific Mortgage brokers have the tools, know-how, and savvy to build a smart home loan for you!
Many clients are unnecessarily focused on narrow qualifiers such as the “best credit score for a mortgage,” without taking into account the broader financial picture. The credit score matters to a certain extent, but there are so many other parameters at play, and so many types of home loans to choose from. A bad credit score (or no credit score, for that matter) is by no means a divisive fork in the road for the next step in home loan planning. No matter your credit score, you have many potential routes open to you. So many, in fact, that you’ll need an expert to point the way — and that’s where we come in!
While the bulk of the mortgage loan industry is woefully sales-driven, with a focus on “transactional closings,” we take a starkly different approach and invest the necessary time to understand our clients. This allows us to discern a potential borrower’s long-term plan, so we can accurately inform clients on how to manage overall debts, cash flow, and home equity, long after they’ve signed on the dotted line of a home loan.
So what’s the best place to get a home loan? Well, that depends on myriad factors and considerations. The PDX Home Loan team of Sierra Pacific Mortgage brokers have helped hundreds of families not only make a smart real estate investment, but also gain a return on that investment for decades to come. We look forward to doing the same for you! Come in, meet James Adair, and get your mortgage quote today!
Sierra Pacific Mortgage Company, Inc. - NMLS 1788
ML: 1098221 Licensed in Oregon ML-460
& Licensed in Washington CL#1788
Not Licensed in New York
Sierra Pacific Mortgage May not be the lender for all products offered on this website. Some loans may be made by a lender with whom Sierra Pacific Mortgage has a business relationship.