It has never been more important to work with an experienced professional when getting a mortgage. Loan approvals are increasingly complex, and the rules of the game are changing rapidly.
So "why choose James"? My company and my team are on the cutting edge of all the changes, and we're committed to making your mortgage experience as smooth as possible, but here is what you will get from me as my client in addition to this.
Honesty: I will always do my best to set your expectations properly, and keep you completely informed as we go.
Value: Your mortgage is the total cost of rates and fees OVER TIME. I will give you an outstanding combination of interest rate, loan fees, and market intelligence. You won't need to shop for price, because I will do the shopping for you, as well as make recommendations about when the right moment to lock will be.
Follow Through: After closing I will continue to work with you as your needs and circumstances change.
James educates clients on the financing options and helps them analyze and select the best option for them. He puts the customer experience first, and is a consistent, timely, and articulate communicator.
— Bob Portland, Oregon
How does the mortgage process work?
Learn the basic language of real estate financing with this helpful infographic. Learn the sequence of events and what else to expect when entering the home buying and refinancing process. View Infographic
Oregon Mortgage Blog
Better educate yourself about the mortgage process, and how mortgages and real estate fit into not only your personal finances, but also the larger economic picture of our community, our country, and our world.
Visit the Oregon Mortgage Blog for information on the following:
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Mortgage Rate Calculator
Mortgage calculators are horrible! You can hurt yourself if you don’t use it correctly. Get the scoop here: