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Choosing a mortgage broker for refinancing, or any number of investment endeavors, is just as important as selecting the right home loan. At Portland Home Loan, we believe the process itself — the conversation leading up to this decision — is overlooked far too often. Clients initially set their sights on the lowest mortgage rate, regardless of the fact that this interest rate could actually end up costing thousands of dollars more over the lifespan of the home loan, due to a variety of other factors.

While the mortgage rate is certainly a part of the equation, it is by no means the lone determining factor in the overall lending process. Creating a home loan strategy is not (or at least shouldn’t be) a one-size-fits-all framework. The attention to detail, knowledge, and ability to elucidate this information to clients is what sets James Adair and the Portland Home Loan team apart from the field.

Whether it’s a home addition loan, a ground-up FHA construction loan, or offering insights for first-time landlords looking to invest in a mortgage for rental property, our team of local Portland mortgage brokers is well-versed in the trade and would love to explain your options. We’ll make sure you have all the information you need to make your decision, and we won’t let lesser-known details, like mortgage interest tax deduction benefits, slip through the cracks. A conversation with us is the first step toward a personally tailored home loan you can be confident in.