What To Do If You Are Underwater On Your House
Many of us are finding ourselves living in homes worth less than we paid to purchase them (myself included).
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The 80/20 Rule and Relationships
https://pdxhomeloan.com On this episode of The Equity Accelerator, we’re continuing our thread on building equity in all facets of your life from personal to professional. Today, it’s all about client data and list building to perfect the Pareto’s Principle in your own business. **Prefer to Listen?** Subscribe on iTunes: https://itunes.apple.com/us/podcast/the-equity-accelerator/id1449878811?mt=2: Subscribe on GooglePlay https://play.google.com/music/m/Ixtlgwehqvky7dih3dsurikcakq?t=The_Equity_Accelerator TAGS: …
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Tyrion Lannister on Real Estate Marketing
Game of Thrones fan or not, Tyrion Lannister dropped a nugget of wisdom on the series finale (no spoilers ahead) …
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Low Rates and the Return of Private Mortgage Insurance (PMI)
Its happening again. Rates are tumbling and tumbling more. I read recently that avoiding closing costs in a declining rate environment is a wise approach and I completely agree. By avoiding closing costs two things happen: 1. The net benefit of the improved cash flow is immediately realized, and 2. You are in a position
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Mortgage Adoption Program
We believe that owning real estate, and having borrowed money against it is MORE than a simple transaction. Your equity is always on the move, and your debts are always changing- and so is LIFE! We believe that owning real estate requires some ongoing active management. The problem is that most lenders are set up …
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Is it Possible to Buy Real Estate with Less Than 20% Down?
A realtor colleague of mine was recently relating his shock to me about how often he is talking to renters who aren’t considering buying real estate because they are under the impression that a purchase requires a 20% down payment. This idea couldn’t be further from the truth, and this message is sadly often relayed
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FHA 203K Rehab Loan
One common rehab financing program is through the FHA. Since it is run by the government, it has a silly bureaucratic name – “the FHA 203K” program! Within this umbrella there are 2 versions of the FHA 203k – the FHA 203k Standard, and the FHA 203k Limited… the 203k Limited was formerly known as …
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About to Get Buck-wild
Hey First time buyers…. Where will you be when the music stops? With the combination of new regulations that are making the lending process more cumbersome, and the looming deadline for the first time buyers credit (that’s right, I said Looming!), we are about to see a buying frenzy develop in the below $300k purchase
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Home Improvement & Constructions Loans
When it comes to new construction loans, there are two main types of home loans to choose from: construction-to-permanent and stand-alone construction. Situationally, there are many reasons why either may be more appealing to a borrower than the alternative. Here’s the rundown…
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Mortgage Rates: Explained
If you’re in the market to purchase a new home, you’ll want a deep understanding of mortgage rates. However, navigating the dark waters of the confusing financial lingo may be intimidating at first. Hopefully, with this handy guide from your team at Portland Home Loan, your mortgage experience will run as smooth as possible. A
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