How Does the Debt Ceiling Affect Mortgage Rates?
This debate is unavoidable, so I won’t try to establish any context for this blog post. I’ll just try to…
Educational
Potential Jumbo Refinancing Candidates
So, if you pay attention to this blog, you know that interest rates have popped up from their mind-boggling lows…
Skipping a payment when you refinance
Mortgage borrowers of the world! It’s time for some “real talk” about the true and actual benefits of refinancing a…
Timmy G Says: “Americans Should Refinance Now”
Treasury secretary Tim Geithner made some comments today that the Fed has “achieved its goal” of lowering interest rates through…
What is a Mortgage? (Probably more than what you think)
Time to break things way down. Let’s deconstruct what exactly it is we’re dealing with here in the mortgage industry….
Loan Modification: Buyer Beware
I am very dubious about this new “loan modification” industry that is cropping up nationwide. It would seem that some…
Mortgage Rate Volatility and the End of the Refinance Boom
Kind of feels like an epic hangover. The low low rate party that seemed like it would never end, has…
What is the best way to pay your mortgage?
So now you’ve got a mortgage. What is the best way to pay it? Should you make extra payments? What…
Greece is the Word!
Mortgage rates had a wild ride today where we saw a swing of over 80 basis points as the international…
Refinancing an Option Arm = Tax Write Off Bonanza
I received a very welcome email from my main man Grant Folske CPA telling me that I will be getting a refund…