2010 Mortgage Rates Prediction

Ok, I’m just going to go out there and do it. This is what the internet is all about right? People getting out there and putting out opinion and information and hoping that it gets read. Perhaps I could drive more traffic to my site if my views were more extreme! Well, I will start …

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The Difference Between New & Old FHA Rules

Just recently for Portland Home Loan, I prepared an analysis for 4 purchase scenarios on the same property. It is a purchase of $300,000 here in Portland, OR, and the 4 options are: – 5% down conforming – 10% down conforming, and – 2 FHA options One FHA option is the current FHA cost structure, which has been …

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What To Do If You Are Underwater On Your House

Many of us are finding ourselves living in homes worth less than we paid to purchase them (myself included). Some of us purchased with a down payment, to find that equity we started with evaporating at what seems to be an alarming and relentless clip. Some of us purchased with little or no money down …

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Low Rates and the Return of Private Mortgage Insurance (PMI)

Its happening again.  Rates are tumbling and tumbling more.  I read recently that avoiding closing costs in a declining rate…

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Is it Possible to Buy Real Estate with Less Than 20% Down?

A realtor colleague of mine was recently relating his shock to me about how often he is talking to renters…

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About to Get Buck-wild

Hey First time buyers…. Where will you be when the music stops? With the combination of new regulations that are…

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Mortgage Rates: Explained

If you’re in the market to purchase a new home, you’ll want a deep understanding of mortgage rates. However, navigating…

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How to tell if your taxes are included in your mortgage

It’s that time of year again!  Late October in Oregon.  Time for all the non-Multnomah county residents to pat themselves…

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Is this the top of the Portland Real Estate Market?

***SPOILER ALERT*** I’m not an economist, or statistician. I’m a Portland area mortgage lender, and Portland area home owner, as…

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Mortgage Rates for Portland OR: Sept 18th 2013 FED DAY!

HOLEY MOLEY! Anyone reading this is likely aware about the FED’s Taper talk, and why it matters to mortgage rates….

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